A message from the top: (Joyce Gaines, CEO)

Hello. Since 1987, the UMS Banking story has been told, business by business. Your success through our payments program has been our first focus and delivery point. We like to think of you as a part of our family. Like a family, as we have each grown up, our needs may be changing, and demands shifting. We have added new products and programs to our service line to help satisfy those demands. As you know, the payments industry we represent is constantly on the move. I see our job as one of making sure you are compliant with legal points of processing, as well as, using our services to help you expand your business in the most cost effective and efficient ways.

I always like to hear about your successes or even challenges and to bring opportunities as they present themselves.

Joyce Gaines, CEO