Increase your speed of service and save money with these payment processing products from UMS Banking

Finally, one solution for all your prepaid needs. With nowPrePay you will have access to one of the top five profit generating categories for convenience, grocery and gas retailers. With our prepaid solution, there's no active inventory to maintain, so you'll have no out-of-inventory problems. And, no inventory means mo security rick.

Customized gift cards: These cards are hidden money-makers that generate far more income than first perceived. Very often gift cards are not redeemed or only partially used. Customers who shop with gift cards frequently purchase more than the face value of the card. All our cards are fully rechargeable, providing the ability to create repeat customers. They can also be used as stored value cards. Many entertainment centers, ski lifts and other businesses have eliminated cash transactions and use stored value cards exclusively throughout their facilities.

The new look of payroll: Platinum Pay! Platinum Pay is a Visa® debit branded, payroll card that allows your employees to have their money directly deposited and securely stored. The employee can easily access their pay when they want it at millions of ATMs and make purchases at merchant locations worldwide. The Platinum Pay Card is the turn-key payroll card solution for employers that is simple to implement for any size business. No set up fees and no monthly access fees.

Take the worry out of accepting checks: Insure your business against check losses with our low cost Check Guarantee Program. 100% of the face value of your bad checks will be covered. Leave the collection issues to “Secure Pay.” Scan checks through this fast and easy Magtek check reader or key the information into your existing credit card machine.

Eliminate paper check handling: Our electronic check conversion check imaging reader product automatically deposits your checks without you ever having to visit the bank. Our system images and stores each check, converts in into an electronic transaction and then automatically deposits it into your bank, while ensuring you 100% against insufficient funds. Save on bank fees and bounced checks.
On-site ATM machines: Cash-dispensing ATM machines, in stand-alone or in-the-wall units, are designed for small to mid-size businesses. Cassettes can carry from 500 to 6000 bills. Service contracts are available for ATM machines in most areas.

Protect your hardearned profits with Counterfeit Detectors: Now with the FakeFinder you can rapidly scan currency, credit cards, drivers licenses, many travelers checks, secure checks, passports, visas and more to detect counterfeits. This compact countertop unit is designed for Retail and Point-of-Sale locations. It comes with a limited lifetime warranty.
Contact one of our service representatives to discuss your particular needs. 
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